Dating

Romance Fraud Stole $1.3 Billion in 2022 — and AI Is Making It Worse

$1.3BReported losses to romance scams in the US in 2022 (FTC)
Updated February 2026

You've been talking for six weeks. The photos look real — no reverse image search results. The voice on the phone sounds consistent. They've remembered details about your life, your job, your family. You're planning to meet. What you don't know is that every photo was AI-generated, every voice call ran through a real-time voice modulator, and every personal detail you shared has been logged for future manipulation. The ask for $5,000 is coming in week seven.

AI Has Made Catfishing Indistinguishable from Reality

The traditional catfishing detection advice — 'reverse image search their photos,' 'video call them' — no longer works. AI image generators produce photorealistic portraits that don't exist anywhere online and return no reverse search results. Real-time deepfake filters can apply any face to a live video call. Voice synthesis can maintain a consistent synthetic voice across weeks of phone conversations. The technological moat that previously protected catfishing victims has been completely filled in.

The Long-Con Structure: How Romance Fraud Operates

Romance fraud is not a quick smash-and-grab — it's an investment. Fraudsters spend weeks or months building genuine-feeling emotional connections, learning their target's vulnerabilities, and establishing deep trust before any financial request is made. This investment pays off: the average romance fraud victim loses $10,000, and many lose significantly more after multiple requests. The emotional bond makes victims discount red flags and resist intervention from friends and family.

The Physical Meeting Risk

Beyond financial fraud, meeting someone whose identity cannot be verified carries physical safety risks. When someone agrees to meet a person they've only encountered online, they are extending trust based entirely on unverified digital representations. The person who shows up may not be the person in the photos, may not have the background they described, and may not have disclosed relevant information about their identity or intentions.

How Real Authenticator Protects You

Cryptographic Proof of Identity Before You Commit

Real Authenticator creates a shared connection between two people that can only be established when both parties willingly participate in person or over a verified channel. Once connected, either party can request the other's current code at any time — over text, on a call, or before meeting up. If a match is genuine, the verification takes five seconds and costs nothing. If they're running a scam, they cannot provide the code and the deception ends before real money or real safety is at stake.

Suggesting Verification Without Awkwardness

Asking someone to verify their identity doesn't have to feel confrontational. Frame it as mutual: 'I use this app to verify identity before meeting anyone from online — let's both set it up.' A genuine match will appreciate the safety-consciousness. A scammer will invent reasons why they can't comply.

Who this protects

Online daters

Key benefit

Eliminates catfishing and romance fraud

Frequently Asked Questions

What is catfishing?

Catfishing is the practice of creating a false online identity to deceive someone, typically for romantic, financial, or other personal gain. The term originates from the 2010 documentary 'Catfish' and has become ubiquitous with online dating fraud.

Can AI-generated profile photos be detected?

Increasingly, no. Current AI image detectors have accuracy rates below 70% against the latest generation models. The traditional tells — unusual hands, earring asymmetry, background distortions — have been largely resolved in 2023-2024 generation models.

Is romance fraud only a financial crime?

No. Romance fraud can involve physical safety risks when victims agree to meet people whose identities are misrepresented. It also frequently involves identity theft, as victims share personal information during the relationship-building phase.

What are the warning signs of a romance scammer?

Common signs: they can never video call spontaneously, photos don't appear in reverse image searches (increasingly unreliable), they escalate emotional intimacy very quickly, they have reasons why they can't meet in person, and they eventually introduce a financial request regardless of how small.

How does Real Authenticator verify someone's identity without revealing personal information?

Real Authenticator verification confirms that a specific person is in possession of the physical device associated with your shared connection — without revealing any personal information. It proves 'this is the same device/person I connected with' without exchanging sensitive data.

Data & Sources

  1. 1.Reported consumer losses to romance scams in the US in 2022FTC Consumer Protection Data Spotlight, Feb 2023
  2. 2.Median loss per romance fraud victim in 2022 (losses vary widely by case)FTC Social Media Fraud Report 2022
  3. 3.Romance scam reports filed with the FTC in 2022FTC Consumer Sentinel Network Data Book 2022
  4. 4.More likely to encounter romance fraud via social media/dating apps vs. other channels (survey/modeled estimate)FTC Social Media Fraud Report 2022

Statistics represent figures as reported by the cited source in the year indicated. Losses marked with superscript numbers are based on survey samples or industry modeled estimates and should be read as indicative trends rather than precise measurements. Many fraud incidents go unreported, so actual losses are likely higher than cited figures. This page is produced by Real Authenticator for informational purposes only and does not constitute legal or financial advice.

Know who you're really
talking to

In a world of deepfakes and impersonation, Real Authenticator gives you and your trusted contacts a private, unforgeable way to verify identity. Download today — it's free.

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